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Terms of Service

Effective Date: March 1, 2026 · Last Updated: March 24, 2026

Welcome to Garmo Labs. These Terms of Service ("Terms") constitute a legally binding agreement between you and Garmo Labs, LLC, a California limited liability company ("Garmo Labs," "Company," "we," "us," or "our"), governing your access to and use of our websites, applications, APIs, and related services (collectively, the "Services").

By creating an account, accessing, or using any of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Services on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms, and references to "you" or "Customer" refer to that organization.

If you do not agree to these Terms, you must not access or use the Services.


1. Definitions

The following terms have the meanings set forth below when used in these Terms:

  1. "Account" means a registered user account on any Garmo Labs Service, identified by a unique email address and associated API key(s).
  2. "Acceptable Use Policy" or "AUP" means the Garmo Labs Acceptable Use Policy available at garmolabs.com/acceptable-use, as amended from time to time.
  3. "Agent" means any artificial intelligence system, autonomous software agent, large language model, or automated process that interacts with the Services via API.
  4. "Agent State" means structured data representing an AI agent's configuration, parameters, or operational context submitted to AXIOM for compliance verification.
  5. "API" means the application programming interfaces, SDKs, client libraries, and related developer tools provided by Garmo Labs to access the Services programmatically.
  6. "API Key" means a unique cryptographic credential issued to a Customer for authenticating API requests.
  7. "AXIOM" means Garmo Labs' AI compliance verification platform, accessible at axiom.garmolabs.com.
  8. "CHRONICLE" means Garmo Labs' persistent episodic memory engine for AI systems, accessible at chronicle.garmolabs.com.
  9. "Compliance Report" means the output generated by AXIOM after analyzing an Agent State against one or more Regulatory Frameworks, including pass/fail determinations, risk scores, and recommendations.
  10. "Content" means any data, text, information, metadata, code, or other materials submitted to or generated by the Services.
  11. "Customer" or "you" means the individual or entity that registers for and uses the Services.
  12. "Customer Data" means all data, content, and information uploaded, transmitted, or otherwise provided by or on behalf of Customer through the Services, including Agent States, episodes, and metadata.
  13. "Documentation" means the technical documentation, API references, guides, and other instructional materials published by Garmo Labs.
  14. "Enterprise Plan" means the highest-tier subscription plan for either AXIOM or CHRONICLE, which may include on-premises deployment options.
  15. "Episode" means a discrete unit of memory stored in CHRONICLE, comprising a user identifier, role, content, metadata, timestamp, and associated vector embedding.
  16. "Fees" means the subscription fees, usage-based charges, and any other amounts payable by Customer for the Services.
  17. "Free Tier" means the no-cost plan available for each Service, subject to usage limitations.
  18. "Intellectual Property Rights" means all patents, patent applications, copyrights, trademarks, trade secrets, know-how, moral rights, and all other intellectual property rights worldwide.
  19. "On-Premises Deployment" means the installation and operation of Garmo Labs software on Customer's own infrastructure, available exclusively under Enterprise Plans.
  20. "Output" means any results, reports, certificates, embeddings, or other materials generated by the Services in response to Customer inputs.
  21. "Plan" means the specific subscription tier selected by Customer for a Service, as described in Section 5.
  22. "Privacy Policy" means the Garmo Labs Privacy Policy available at garmolabs.com/privacy.
  23. "Regulatory Framework" means a legal, regulatory, or industry compliance standard supported by AXIOM, including but not limited to the EU AI Act, HIPAA, FDA regulations, and Basel III.
  24. "Service Level Agreement" or "SLA" means any uptime or performance commitments set forth in an Enterprise Plan order form.
  25. "Sub-processor" means a third-party service provider that processes Customer Data on behalf of Garmo Labs.
  26. "Subscription Period" means the monthly or annual period during which Customer has paid access to a Service.
  27. "Vector Embedding" means a numerical representation of textual content generated by CHRONICLE's embedding model for the purpose of semantic search.

2. Account Registration and Security

2.1 Account Creation

To access the Services, you must create an Account by providing a valid email address and creating a password. You may also be required to provide your full legal name or organizational name, and billing information if subscribing to a paid Plan.

2.2 Accuracy of Information

You represent and warrant that all information provided during registration and at all times thereafter is accurate, complete, and current. You agree to update your Account information promptly upon any change.

2.3 Account Security

You are solely responsible for maintaining the confidentiality and security of your Account credentials, including passwords and API Keys. API Keys are stored in hashed form on our systems and cannot be recovered once issued — you must generate a new key if a key is lost. You agree to:

2.4 Account Responsibility

You are responsible for all activities that occur under your Account, whether or not authorized by you. Garmo Labs will not be liable for any loss or damage arising from your failure to maintain Account security.

2.5 Age Requirement

You must be at least eighteen (18) years of age to create an Account and use the Services. By creating an Account, you represent and warrant that you meet this age requirement.


3. Service Description

3.1 AXIOM — AI Compliance Verification

AXIOM is a compliance verification platform for artificial intelligence systems. AXIOM enables Customers to:

3.2 CHRONICLE — Persistent Episodic Memory

CHRONICLE is a persistent episodic memory engine designed for AI systems. CHRONICLE enables Customers to:

3.3 API Access

Both Services are accessed primarily through RESTful APIs. Customers must authenticate all API requests using valid API Keys. The specific endpoints, request formats, response structures, and rate limits are described in the Documentation.

3.4 No Legal, Medical, or Financial Advice

The Services are tools that assist with compliance analysis and data management. Outputs generated by the Services, including Compliance Reports and certificates, do not constitute legal advice, regulatory counsel, medical guidance, or financial advice. You are solely responsible for making your own compliance determinations and should consult qualified professionals for advice specific to your situation.


4. Plans, Fees, and Payment

4.1 Plans and Pricing

The Services are offered under the following Plans:

AXIOM Plans:

PlanMonthly FeeVerifications
Free$050 per month
Starter$991,000 per month
Professional$49910,000 per month
Enterprise$2,499Unlimited + on-premises option

CHRONICLE Plans:

PlanMonthly FeeOperations
Free$01,000 per month
Pro$4925,000 per month
Team$199100,000 per month
Enterprise$999Unlimited + on-premises option

4.2 Billing and Payment

All paid Plans are billed in advance on a monthly or annual basis through our third-party payment processor, Stripe, Inc. ("Stripe"). By subscribing to a paid Plan, you authorize Garmo Labs to charge your designated payment method the applicable Fees at the beginning of each Subscription Period. All Fees are stated in United States Dollars (USD).

4.3 Automatic Renewal

CALIFORNIA AUTO-RENEWAL DISCLOSURE (Business & Professions Code § 17600 et seq.): Your paid subscription will automatically renew at the end of each Subscription Period for successive periods of the same duration, at the then-current rate, unless you cancel before the renewal date. You will be charged using the payment method on file. You may cancel your subscription at any time through your Account settings or by contacting support@garmolabs.com. Cancellation will take effect at the end of the current Subscription Period. You will not receive a refund for the remaining portion of the current period, but you will retain access to the Service until the end of that period.

Before each renewal, we will send a reminder notification to the email address associated with your Account at least seven (7) days in advance. This notification will include the renewal date and the applicable Fees.

4.4 Price Changes

We reserve the right to change our Fees upon thirty (30) days' prior written notice. For Customers on paid Plans, price changes will take effect at the beginning of the next Subscription Period following the notice period. If you do not agree to a price change, you may cancel your subscription before the change takes effect.

4.5 Taxes

Fees are exclusive of all taxes, levies, and duties. You are responsible for paying all applicable taxes associated with your use of the Services, except for taxes based on Garmo Labs' net income.

4.6 Overages

If your usage exceeds the limits of your Plan in a given billing period, we may, at our discretion: (a) throttle or temporarily restrict your access until the next billing period; (b) contact you to discuss upgrading to a higher Plan; or (c) charge overage fees as described in the Documentation. We will provide reasonable notice before applying any overage charges.

4.7 Refunds

Fees are generally non-refundable. However, if you are a first-time subscriber and cancel within fourteen (14) days of your initial subscription, you may request a refund by contacting support@garmolabs.com. Refunds are issued at Garmo Labs' sole discretion.


5. Free Tier and Trial Terms

5.1 Free Tier

Each Service offers a Free Tier that provides limited access at no charge. Free Tier usage is subject to the following conditions:

5.2 Trials

From time to time, we may offer free trials of paid Plans. Trial terms will be specified at the time of enrollment. Unless you cancel before the trial period ends, your trial will automatically convert to a paid subscription, and your payment method will be charged the applicable Fees. California Auto-Renewal disclosures in Section 4.3 apply to trial conversions.


6. Acceptable Use

Your use of the Services is subject to the Acceptable Use Policy, which is incorporated into these Terms by reference. Without limiting the AUP, you agree that you will not:


7. Intellectual Property

7.1 Garmo Labs' Intellectual Property

The Services, including all software, APIs, algorithms, models, user interfaces, designs, documentation, trademarks, service marks, trade names, logos, and all other intellectual property embodied therein, are and remain the exclusive property of Garmo Labs, LLC and its licensors. These Terms do not grant you any right, title, or interest in the Services except for the limited right to use the Services as expressly set forth herein.

Certain technologies used in the Services may be the subject of pending patent applications. The names "Garmo Labs," "AXIOM," and "CHRONICLE" are trademarks of Garmo Labs, LLC. You may not use our trademarks without prior written consent.

7.2 Trade Secrets

The algorithms, models, scoring methodologies, and internal processes used by the Services constitute trade secrets of Garmo Labs. You agree not to attempt to discover, reverse engineer, or otherwise access these trade secrets.

7.3 No Implied License

Nothing in these Terms grants any license or right under any Intellectual Property Rights of Garmo Labs except the limited, non-exclusive, non-transferable, revocable right to access and use the Services in accordance with these Terms and your selected Plan.


8. Customer Data and Content Ownership

8.1 Customer Retains Ownership

As between Garmo Labs and Customer, Customer retains all right, title, and interest in and to Customer Data. Nothing in these Terms transfers ownership of Customer Data to Garmo Labs.

8.2 License to Garmo Labs

You grant Garmo Labs a limited, non-exclusive, worldwide, royalty-free license to use, process, store, and transmit Customer Data solely as necessary to provide, maintain, and improve the Services, and to comply with applicable law. This license terminates upon deletion of Customer Data or termination of your Account.

8.3 Output Ownership

Subject to Garmo Labs' underlying Intellectual Property Rights in the Services, Outputs generated by the Services in response to your inputs — including Compliance Reports, certificates, and stored Episodes — belong to you. You may use Outputs for your internal business purposes and share them with third parties, provided that you do not represent Outputs as legal opinions, regulatory approvals, or certifications issued by a governmental authority.

8.4 Aggregated and De-identified Data

Garmo Labs may create aggregated, anonymized, and de-identified data derived from Customer Data for the purposes of improving the Services, generating industry benchmarks, and conducting research. Such aggregated data will not identify you or any individual and will not include any Customer Data in identifiable form.

8.5 Feedback

If you provide suggestions, feature requests, bug reports, or other feedback regarding the Services ("Feedback"), you grant Garmo Labs an irrevocable, perpetual, royalty-free, worldwide license to use, incorporate, and commercialize such Feedback without restriction or obligation to you.


9. Confidentiality

9.1 Definition

"Confidential Information" means any non-public information disclosed by one party to the other in connection with these Terms, whether orally, in writing, or electronically, including but not limited to business plans, pricing, technical data, Customer Data, API Keys, and security practices.

9.2 Obligations

Each party agrees to: (a) use the other party's Confidential Information only for purposes of performing under these Terms; (b) protect such information with at least the same degree of care it uses for its own confidential information, but no less than reasonable care; and (c) not disclose such information to third parties except as necessary to perform under these Terms, provided such third parties are bound by confidentiality obligations at least as protective.

9.3 Exceptions

Confidential Information does not include information that: (a) is or becomes publicly known through no fault of the receiving party; (b) was already known to the receiving party prior to disclosure; (c) is rightfully received from a third party without restriction; or (d) is independently developed without use of the disclosing party's Confidential Information. A party may disclose Confidential Information as required by law or court order, provided it gives the other party prompt notice and cooperates to limit the scope of disclosure.


10. Privacy

Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you acknowledge that you have read and understood our Privacy Policy.

You represent and warrant that your use of the Services complies with all applicable privacy and data protection laws, including the California Consumer Privacy Act ("CCPA"), the California Privacy Rights Act ("CPRA"), and, to the extent applicable, the European Union General Data Protection Regulation ("GDPR"). If you process personal data of EU/EEA residents through the Services, you agree to enter into a Data Processing Agreement with Garmo Labs upon request.


11. Third-Party Services

The Services integrate with and rely upon certain third-party services, including:

Garmo Labs is not responsible for the performance, availability, or practices of third-party services. Your interactions with third-party services are governed by their respective terms and policies.


12. Service Modifications and Discontinuation

12.1 Modifications

Garmo Labs reserves the right to modify, update, or enhance the Services at any time. We will provide at least thirty (30) days' prior notice for any material changes that reduce the functionality or scope of the Services. Minor updates, bug fixes, security patches, and feature additions may be made without notice.

12.2 API Versioning

When we make breaking changes to our APIs, we will maintain the prior version for at least thirty (30) days following the release of the new version. Deprecated API versions will be identified in the Documentation.

12.3 Discontinuation

If we decide to discontinue a Service entirely, we will provide at least ninety (90) days' prior written notice. During this notice period, you will be able to export your Customer Data. Upon discontinuation, we will provide pro-rated refunds for any pre-paid Fees attributable to the period after discontinuation.


13. Warranty Disclaimer

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COMPLETENESS.

WITHOUT LIMITING THE FOREGOING, GARMO LABS DOES NOT WARRANT THAT:

You acknowledge that AI systems are probabilistic in nature and that Outputs should be reviewed by qualified professionals before being relied upon for compliance, legal, medical, or financial purposes.


14. Limitation of Liability

14.1 Exclusion of Consequential Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL GARMO LABS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, OR COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND REGARDLESS OF WHETHER GARMO LABS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

14.2 Cap on Liability

Garmo Labs' total aggregate liability arising out of or in connection with these Terms or the Services shall not exceed:

14.3 Exceptions

The limitations in this Section 14 shall not apply to: (a) either party's willful misconduct or gross negligence; (b) either party's indemnification obligations arising from infringement of the other party's Intellectual Property Rights; (c) Customer's breach of the Acceptable Use Policy; or (d) Customer's payment obligations.

14.4 Essential Purpose

The limitations set forth in this Section 14 shall apply even if any limited remedy provided herein fails of its essential purpose, and regardless of whether the damages arise from breach of contract, tort (including negligence), strict liability, or any other legal theory.


15. Indemnification

15.1 Customer Indemnification

You agree to indemnify, defend, and hold harmless Garmo Labs, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms or the AUP; (c) your violation of any applicable law or regulation; (d) your Customer Data or any content you submit through the Services; or (e) your infringement or misappropriation of any third party's Intellectual Property Rights.

15.2 Garmo Labs Indemnification

Garmo Labs agrees to indemnify, defend, and hold harmless Customer from and against any third-party claims alleging that Customer's authorized use of the Services infringes a third party's patent, copyright, or trademark. This obligation does not apply to claims arising from: (a) Customer's modification of the Services; (b) Customer's combination of the Services with third-party products not provided by Garmo Labs; (c) Customer's use of the Services in violation of these Terms; or (d) use of a non-current version of the Services if the infringement would have been avoided by using the current version.

15.3 Indemnification Procedure

The indemnified party must: (a) provide prompt written notice of the claim; (b) grant the indemnifying party sole control of the defense and settlement; and (c) provide reasonable cooperation at the indemnifying party's expense. Failure to provide prompt notice does not relieve the indemnifying party of its obligations except to the extent prejudiced by the delay.


16. Term and Termination

16.1 Term

These Terms are effective upon your first access to or use of the Services and continue until terminated as set forth herein.

16.2 Termination by Customer

You may terminate your Account at any time by contacting support@garmolabs.com or through your Account settings. Termination of a paid Plan takes effect at the end of the current Subscription Period.

16.3 Termination by Garmo Labs

Garmo Labs may suspend or terminate your access to the Services: (a) immediately upon written notice if you breach any material term of these Terms, the AUP, or the Privacy Policy; (b) immediately if required by law or governmental authority; (c) upon thirty (30) days' notice for convenience; or (d) immediately if your Account has been inactive for more than twelve (12) months.

16.4 Effect of Termination

Upon termination:

16.5 Survival

The following Sections survive termination: 1 (Definitions), 7 (Intellectual Property), 8.4 (Aggregated Data), 8.5 (Feedback), 9 (Confidentiality), 13 (Warranty Disclaimer), 14 (Limitation of Liability), 15 (Indemnification), 18 (Dispute Resolution), and any other provisions which by their nature should survive.


17. Dispute Resolution

17.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of law principles.

17.2 Venue

For any disputes not subject to arbitration under Section 17.3, each party irrevocably consents to the exclusive jurisdiction and venue of the state and federal courts located in San Francisco County, California.

17.3 Binding Arbitration

At either party's election, any dispute, claim, or controversy arising out of or relating to these Terms or the Services (collectively, "Disputes") shall be resolved by binding arbitration administered by JAMS in accordance with its Comprehensive Arbitration Rules and Procedures. The arbitration shall take place in San Francisco, California, or remotely at the election of either party. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

17.4 Class Action Waiver

YOU AND GARMO LABS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

17.5 Small Claims Exception

Notwithstanding Section 17.3, either party may bring an individual action in small claims court for claims within the jurisdictional limits of such court, provided the action remains in small claims court and is not removed or transferred to a court of general jurisdiction.

17.6 Injunctive Relief

Nothing in this Section 17 shall prevent either party from seeking injunctive or other equitable relief in any court of competent jurisdiction to protect its Intellectual Property Rights or Confidential Information.


18. Export Compliance

You represent and warrant that: (a) you are not located in, or a resident or national of, any country subject to U.S. economic sanctions or export restrictions; (b) you are not listed on any U.S. government restricted or denied parties list, including the Specially Designated Nationals and Blocked Persons List maintained by the Office of Foreign Assets Control (OFAC); and (c) you will not use the Services in violation of any applicable export control law or regulation, including the Export Administration Regulations (EAR) and International Traffic in Arms Regulations (ITAR).


19. California Consumer Rights

19.1 California Civil Code Section 1789.3

Under California Civil Code Section 1789.3, California users of the Services are entitled to the following consumer rights notice:

The provider of the Services is Garmo Labs, LLC, with offices in California. If you have a question or complaint regarding the Services, please contact us at support@garmolabs.com. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

19.2 Auto-Renewal Disclosures (BPC § 17600)

Pursuant to the California Automatic Renewal Law (Business and Professions Code § 17600 et seq.):

19.3 CCPA/CPRA Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act and the California Privacy Rights Act. Please see our Privacy Policy for a detailed description of these rights and how to exercise them.


20. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under these Terms (other than payment obligations) where such failure or delay results from causes beyond the party's reasonable control, including but not limited to: acts of God, natural disasters, pandemics, epidemics, war, terrorism, riots, embargoes, acts of governmental authorities, fire, floods, power outages, telecommunications failures, internet service disruptions, cyberattacks, or third-party service provider failures. The affected party shall provide prompt notice of the force majeure event and use commercially reasonable efforts to mitigate its impact.


21. General Provisions

21.1 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without Garmo Labs' prior written consent. Garmo Labs may assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of its assets, upon notice to you. Any attempted assignment in violation of this Section is void.

21.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.

21.3 Waiver

No failure or delay by either party in exercising any right under these Terms shall constitute a waiver of that right. A waiver of any right must be in writing and signed by the waiving party to be effective. A waiver of any right on one occasion shall not be construed as a waiver of that right on any subsequent occasion.

21.4 Entire Agreement

These Terms, together with the Privacy Policy, Acceptable Use Policy, License Agreement, and any applicable order forms or Enterprise agreements, constitute the entire agreement between you and Garmo Labs regarding the subject matter hereof. These Terms supersede all prior and contemporaneous agreements, proposals, and representations, whether written or oral, regarding such subject matter.

21.5 Notices

All notices required or permitted under these Terms shall be in writing and shall be deemed given when: (a) delivered personally; (b) sent by confirmed email; or (c) sent by nationally recognized overnight courier. Notices to Garmo Labs shall be sent to legal@garmolabs.com. Notices to you will be sent to the email address associated with your Account.

21.6 Relationship of the Parties

The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between the parties.

21.7 Third-Party Beneficiaries

These Terms do not confer any rights or remedies upon any person or entity other than the parties hereto.

21.8 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.


22. Changes to Terms

Garmo Labs reserves the right to modify these Terms at any time. We will provide at least thirty (30) days' prior notice of material changes by: (a) posting the updated Terms on our website with a revised "Last Updated" date; and (b) sending an email notification to the address associated with your Account.

Your continued use of the Services after the effective date of any modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must discontinue your use of the Services and terminate your Account before the changes take effect.

Non-material changes (such as typographical corrections or clarifications that do not alter the meaning or scope of any provision) may be made without notice.


23. Contact Information

If you have questions or concerns about these Terms, please contact us:

Garmo Labs, LLC
California, United States

General inquiries: support@garmolabs.com
Legal inquiries: legal@garmolabs.com
Privacy inquiries: privacy@garmolabs.com
Website: garmolabs.com


© 2026 Garmo Labs, LLC. All rights reserved.